
Kristal Padula

This 1-hour FREE webinar is designed for buyers who are serious about purchasing within the next
6 months. You’ll leave knowing exactly how to:
Save the right amount for your down payment & closing costs
We’ll break down exactly how much money you need for your down payment and closing costs in Central Florida, so you can plan smart and avoid last minute stress.
Programs Most Buyers Don’t Know About
Discover low down payment options, first-time buyer assistance, and FHA/conventional loan tips to boost your buying power. Even if your credit isn’t perfect!
Build the right team of experts to guide you
From lenders to realtors, learn who should be guiding you and the exact questions to ask to avoid costly mistakes
Navigate the entire buying process with confidence
Pre-approval to moving day, I’ll walk you through the process in plain English so you feel prepared, confident, and in control.
💡 Bonus: Get your exclusive Homebuying Checklist at the end of the webinar so you leave ready to take action and confidently purchase your first home.

Meet Kristal Padula
Hi, I’m Kristal! I’m a Central Florida mortgage broker and homebuying educator, and I’ve helped dozens of first-time buyers navigate the confusing world of mortgages and real estate.
I know how overwhelming it feels to take that first step, but I also know that with the right plan and the right team, you can confidently purchase your first home without stress or mistakes.
I’m passionate about helping buyers like you finally move into homeownership with clarity, confidence, and speed.
This webinar answered questions I didn’t even know I had! Kristal broke everything down in a way that was so easy to understand, and I left feeling confident about my next steps. Highly recommend to anyone thinking about buying a home in Central Florida!
I was nervous about buying my first home, but after attending, I feel ready and excited. Kristal’s tips on what to do before making an offer were a game changer. So grateful I found this webinar!
Clear, practical, and full of useful advice. The strategies Kristal shared will save me thousands when I buy. I loved how interactive it was and she answered every question!

APPLI HOME LOANS
NMLS# 2245566
7680 Universal Blvd, Suite 660
Orlando, FL